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Your Guides for Wealth, Practice, & Well-being

Physician Living isn't just about investment returns. It’s about the whole picture: seamless banking, practice branding, mortgage strategy, and burnout prevention. Our team of specialists connects the dots between your personal wealth and your professional practice, helping you design a life—and a business—that works for you.

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Strategy & Growth Guide

Spencer Lee

Wealth Strategy & Education

Specialty: Strategic Planning, Wealth Architecture, & Decision Frameworks

Spencer focuses on the Growth and Legacy stages, helping physicians navigate high-stakes decisions without the overwhelm. As our Managing Editor, he ensures clarity over complexity, breaking down dense financial concepts into simple, actionable checklists. He helps you look past the 'survival mode' of early career to design a long-term strategy that honors your time and relationships.

  • Key Focus: "What do physicians really need to thrive—not just survive?"

  • Ask Spencer About: Investment frameworks, business strategy, and legacy planning.

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Financial Foundations Guide

Thomas Raschka

Mortgages & Debt Management

Specialty: Debt Management, Cash Flow, & Strategic Lending

Thomas specializes in the Foundations of the physician journey—helping you stop feeling 'behind' and start building on solid ground. Married to a physician, he understands the unique pressure of delayed income and student loans. He translates complex banking and debt decisions into clear, safe steps so you can focus on your practice without financial anxiety."

  • Key Focus: Creating financial solutions that actually fit how doctors live.

  • Ask Tom About: Mortgage planning, debt payoff strategies, and cash flow protection.

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Balance & Lifestyle Guide

Dr. Miyoung Won, M.D.

Wellness & Career Strategy

Specialty: Burnout Prevention, Career Pivots, & Intentional Living

Dr. Won guides physicians through the Balance and Lifestyle stages. After 16+ years in clinical practice and a pivot to Occupational Medicine, she helps you reclaim control over your time and energy. Inspired by principles like Die With Zero and Your Money or Your Life, she provides the permission and the plan to design a life you don't need to retire from."

  • Key Focus: Aligning work with well-being and wealth with values.

  • Ask Dr. Won About: Navigating burnout, schedule negotiation, and spending for joy.

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Practice Branding & Merchandising Guide

Brent Hashiguchi

Practice Branding & Identity

Specialty: Private Practice Branding, Professional Apparel, & Patient Experience

Your practice’s brand is as vital as your clinical skills. Brent helps private practice owners translate their vision into a tangible professional identity. Through Promolocker, he specializes in high-quality assets—from custom scrubs that unify your team to patient touchpoints that elevate your reputation. He guides you in selecting intentional products that create a cohesive environment, instilling confidence in patients and pride in your staff.
  • Key Focus: Helping private practice owners build a visible, cohesive professional brand.
  • Ask Brent About: Customizing scrubs for your clinical team, patient retention gifts, and practice marketing materials.
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Personal Banking Guide

Asa Luke

Personal Banking & Concierge Service

Specialty: Relationship Banking, Personal Accounts, & Concierge-Level Service

Banking for physicians is often fragmented—one contact for your practice loan, another for your mortgage, and a third for your investment portfolio. Asa acts as your single point of entry to the full power of the bank. As a Business Development Officer, his role is to unlock the entire suite of financial products you need to grow.


Whether you need commercial lending to expand your clinic, wealth management to secure your legacy, or a flexible business line of credit to manage cash flow, Asa connects you to the right solution immediately. He removes the bureaucracy, serving as the strategic partner who ensures the bank works for you—not the other way around.

  • Key Focus: One relationship that unlocks the full suite of banking, lending, and wealth solutions.
  • Ask Asa About: Commercial and business loans, wealth management access, lines of credit, and practice acquisition financing.