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Physician Living
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Check out our new guides.

Your Guides for Wealth, Practice, & Well-being

Physician Living isn't just about investment returns. It’s about the whole picture: seamless banking, practice branding, mortgage strategy, and burnout prevention. Our team of specialists connects the dots between your personal wealth and your professional practice, helping you design a life—and a business—that works for you.

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Strategy & Growth Guide

Spencer Lee

Practice Operations & Wealth Strategy

Specialty: Strategic Planning, Wealth Architecture, & Decision Frameworks

Spencer focuses on the Growth and Legacy stages. While maintaining his own corporate career, he managed the dedicated professional entity for a physician partner. He navigated the specific complexities of the "practice-within-a-practice" model—handling the entity’s payroll, SEP-IRA contributions, and strategic planning. He helps you look past the survival mode of early career to design a long-term strategy that optimizes your business structure and honors your time.

  • Key Focus:Optimizing the "business of you" and tax-advantaged growth.

  • Ask Spencer About:Entity structures, SEP-IRA management, and partnership logistics.

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Financial Foundations Guide

Thomas Raschka

Mortgages & Debt Management

Specialty: Debt Management, Cash Flow, & Strategic Lending

Thomas specializes in the Foundations of the physician journey—helping you stop feeling 'behind' and start building on solid ground. With nearly 20 years of experience as a Senior Mortgage Originator (NMLS #205578), he translates complex banking decisions into clear, safe steps. As a physician spouse, he understands the unique pressure of student loans and delayed income, helping you design a strategy that protects your cash flow so you can focus on your practice without financial anxiety.

  • Key Focus: Strategic debt architecture and physician-specific lending solutions.

  • Ask Tom About:Physician loans, mortgage planning, and optimizing cash flow during residency.

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Balance & Lifestyle Guide

Dr. Miyoung Won, M.D., FACOG

Career Strategy & Physician Wellness

Specialty: Career Strategy, Burnout Navigation, & Financial Alignment

Dr. Won guides physicians through the Balance and Lifestyle stages of their wealth journey. After 16+ years in clinical practice and a strategic pivot to Occupational Medicine, she helps physicians reclaim control over their time and human capital. Inspired by financial frameworks like Die With Zero and Your Money or Your Life, she provides both the permission and the tactical plan to design a medical career you don't need to retire from.

  • Key Focus: Aligning clinical work with personal well-being and wealth with core values.

  • Ask Dr. Won About:Contract negotiation, transitioning medical specialties, and "spending for joy" without guilt.

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Practice Branding & Merchandising Guide

Brent Hashiguchi

Practice Branding & Identity

Specialty: Private Practice Branding, Professional Apparel, & Patient Experience

Your practice’s brand is as vital as your clinical skills. Brent helps private practice owners translate their vision into a tangible professional identity. Through Promolocker, he specializes in high-quality assets—from custom scrubs that unify your team to patient touchpoints that elevate your reputation. He guides you in selecting intentional products that create a cohesive environment, instilling confidence in patients and pride in your staff.
  • Key Focus: Helping private practice owners build a visible, cohesive professional brand.
  • Ask Brent About: Customizing scrubs for your clinical team, patient retention gifts, and practice marketing materials.
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Personal Banking Guide

Asa Luke

Personal Banking & Concierge Service

Specialty: Relationship Banking, Personal Accounts, & Concierge-Level Service

Banking for physicians is often fragmented—one contact for your practice loan, another for your mortgage, and a third for your investment portfolio. Asa acts as your single point of entry to the full power of the bank. As a Business Development Officer, his role is to unlock the entire suite of financial products you need to grow.


Whether you need commercial lending to expand your clinic, wealth management to secure your legacy, or a flexible business line of credit to manage cash flow, Asa connects you to the right solution immediately. He removes the bureaucracy, serving as the strategic partner who ensures the bank works for you—not the other way around.

  • Key Focus: One relationship that unlocks the full suite of banking, lending, and wealth solutions.
  • Ask Asa About: Commercial and business loans, wealth management access, lines of credit, and practice acquisition financing.
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